Practice Areas

At Tallent Legal Solutions, we believe in a Total Legacy approach. This means we don't just look at your Will in isolation; we look at how your Estate Plan protects you during aging (Elder Law) and how it provides for your most vulnerable family members (Special Needs Planning). In Missouri, legal needs are interconnected, and our mission is to provide a seamless strategy that covers every chapter of your life.

Estate Planning

The Foundation of Your Legacy

Estate planning is more than a collection of legal documents; it is a comprehensive strategy designed to protect your family's future and ensure your wishes are honored with dignity. At Tallent Legal Solutions, we integrate foundational estate planning—such as Wills and Revocable Living Trusts—into a Total Legacy plan that anticipates the complexities of Missouri probate law. By securing guardians for minor children and creating tax-efficient structures now, we eliminate uncertainty for those you leave behind, providing a clear roadmap for the next generation.

Elder Law

Proactive Protection for Aging

Navigating the financial and healthcare transitions of aging can be overwhelming for Missouri seniors and their families. Our approach to elder law focuses on proactive asset protection, specifically helping clients qualify for Medicaid (MO HealthNet) while preserving the home and savings they’ve worked a lifetime to build. Because this is a key pillar of your Total Legacy, we don't just plan for the end of life; we plan for the quality of life, ensuring you have the resources needed for long-term care and nursing home stays without depleting your family’s inheritance.

Special Needs Planning

Lifelong Security for Loved Ones

For families caring for a loved one with a disability, a Total Legacy plan must include specialized protections to ensure lifelong care. We coordinate Special Needs Planning with your broader estate goals, utilizing Third-Party and First-Party Special Needs Trusts to safeguard assets without jeopardizing essential government benefits like SSI or Medicaid. By establishing a comprehensive framework—from Letters of Intent to ABLE Accounts—we provide parents and guardians with the peace of mind that their loved one will be supported, protected, and advocated for long after they are gone.

Common Questions & Clarity

  • In Missouri, probate is a court-supervised process that can take six months to a year and cost a significant percentage of the estate's value. A Revocable Living Trust avoids this by holding legal title to your assets while you are alive. Because the Trust—not you—technically owns the property, there is no "stuck" title for the court to resolve upon your passing. This allows for a private, immediate transfer of assets to your beneficiaries, saving your family from the public record, court fees, and the delays of the local probate court.

  • Many Missouri families fear that a stay in long-term care will result in the state taking their home. While MO HealthNet (Medicaid) has strict asset limits, proactive Elder Law strategies can protect your primary residence. By utilizing tools like the Missouri "Lady Bird" Deed or specialized Irrevocable Trusts, we can often qualify you for benefits while ensuring your home remains a legacy for your children. However, because Missouri has a 5-year "look-back" period, starting this integrated plan early is essential to shielding your life savings from being depleted by healthcare costs.

    • Yes, a standard inheritance can inadvertently "over-resource" a person with disabilities, causing them to lose vital government support like SSI or MO HealthNet. To prevent this, we integrate a Third-Party Special Needs Trust into your Total Legacy plan. This legal structure allows you to provide for your loved one’s "quality of life" needs—such as travel, specialized equipment, or therapy—without the funds being counted as personal assets. This ensures your child remains eligible for base-level government support while enjoying the extra comforts your legacy provides.

Your family's future shouldn't be left to chance. Take the first step toward a Total Legacy today.